The Fastest Finance Process Ever
The pre-approval process at Universal Auto Plaza is designed to make the car buying experience fast, easy, and stress-free. With a simple online form, customers can easily start the pre-approval process from the comfort of their own home.
If you are needing a payment, an interest rate, or just an idea how much money down you might need - we make easier than anyone else. We know how important the details are in every customer's situation no matter the credit score, that is why getting customer's answers to their questions is the easiest part of our job!
We can conduct 100% of the entire sale entirely remotely from anywhere you are. We can even ship it to you. We are the best as what we do so be sure to reach out to a sales consultant to learn all of the details on our virtual and remote purchasing power services.
At Universal Auto Plaza, the pre-approval process is treated with the utmost respect and priority. The team at Universal Auto Plaza understands the importance of getting approved for financing and works hard to make sure each customer is matched with the best program available. With over 80 lenders and over 400 certified pre-owned vehicles to choose from, Universal Auto Plaza is confident they can find the perfect match for each customer.
Not only is the pre-approval process at Universal Auto Plaza fast and easy, it's also honest. The team at Universal Auto Plaza believes in being transparent and upfront with each customer, providing all the information they need to make the best decision for their financing needs.
Universal Auto Plaza serves finance needs from all credit scores in the Kansas City, Independence, Lee's Summit, Blue Springs, Grain Valley, Oak Grove, Odessa, Liberty, and Warrensburg Missouri communities. No matter what your credit score may be, Universal Auto Plaza is dedicated to finding the best financing options for each customer.
In conclusion, the pre-approval process at Universal Auto Plaza is designed to be fast, easy, and honest. With a simple online form, a team dedicated to finding the best financing options, and a vast selection of lenders and vehicles to choose from, customers can have peace of mind knowing they will be matched with the best program for their specific needs.
What Is A Soft Pull Credit Inquiry?
A hard-pull credit inquiry and a soft-pull credit inquiry are two different types of credit checks that can impact your credit score
A hard-pull credit inquiry occurs when a lender, creditor, or employer requests a copy of your credit report. This type of inquiry can lower your credit score, as it indicates that you have applied for credit or a loan. Hard-pull inquiries stay on your credit report for two years and can have a significant impact if you have multiple hard-pulls within a short period.
On the other hand, a soft-pull credit inquiry is a type of inquiry that does not affect your credit score. Soft-pull inquiries occur when you check your own credit score, or when a lender or creditor performs a preliminary check to pre-approve you for an offer. Soft-pulls are not visible to other lenders and do not impact your credit score.
In conclusion, it's important to understand the difference between a hard-pull and a soft-pull credit inquiry and their respective impacts on your credit score. Whenever possible, opt for a soft-pull inquiry to keep your credit score intact.